{"id":4262,"date":"2025-06-04T06:55:16","date_gmt":"2025-06-03T22:55:16","guid":{"rendered":"https:\/\/www.dm-yq.com\/?p=4262"},"modified":"2025-06-04T06:55:16","modified_gmt":"2025-06-03T22:55:16","slug":"%e8%8e%b7%e6%a0%a1%e5%8f%8b%e6%8d%90%e8%b5%a0500%e4%b8%87%e7%be%8e%e5%85%83%e6%af%94%e7%89%b9%e5%b8%81%ef%bc%81%e7%be%8e%e5%9b%bd%e5%ae%be%e5%b7%9e%e5%a4%a7%e5%ad%a6%e6%94%b6%e5%88%b0%e7%a7%92","status":"publish","type":"post","link":"https:\/\/www.dm-yq.com\/?p=4262","title":{"rendered":"\u83b7\u6821\u53cb\u6350\u8d60500\u4e07\u7f8e\u5143\u6bd4\u7279\u5e01\uff01\u7f8e\u56fd\u5bbe\u5dde\u5927\u5b66\u6536\u5230\u79d2\u5151\u73b0"},"content":{"rendered":"<div data-v-5a136f3a=\"\">\n<p data-v-5a136f3a=\"\">\n\t\t<img decoding=\"async\" alt=\"\" src=\"https:\/\/www.wwsww.cn\/uploads\/210521\/1-210521120FM58.jpg\" style=\"width: 360px;height: 180px\" \/><br \/>\n\t\t\u7f8e\u56fd\u524d\u603b\u7edf\u7279\u6717\u666e\u6bcd\u6821\u5bbe\u5dde\u5927\u5b66\uff08The University of Pennsylvania\uff09\u65e9\u524d\u83b7\u5f97\u6821\u53cb\u6350\u8d60500\u4e07\u7f8e\u5143\u7684\u6bd4\u7279\u5e01\uff0c\u7136\u800c\uff0c\u6821\u65b9\u5728\u6536\u5230\u6350\u6b3e\u7684\u5f53\u4e0b\uff0c\u5df2\u7acb\u5373\u5c06\u6bd4\u7279\u5e01\u5151\u6362\u6210\u6cd5\u5e01\u3002<\/p>\n<\/div>\n<p>\n\t\u62a5\u5bfc\u6307\u51fa\uff0c\u8fd9\u4f4d\u533f\u540d\u5584\u5fc3\u4eba\u58eb\u662f\u4e8e\u4eca\u5e741\u6708\u5c06500\u4e07\u7f8e\u5143\u7684\u6bd4\u7279\u5e01\u6350\u6b3e\u8d60\u4e88\u9f0e\u9f0e\u5927\u540d\u7684\u7f8e\u56fd\u5bbe\u5dde\u5927\u5b66\u534e\u987f\u5546\u5b66\u9662\uff08Wharton business school\uff09\uff0c\u4ee5\u7528\u4e8e\u8d44\u52a9\u53f2\u8482\u6587\u65af\u91d1\u878d\u521b\u65b0\u4e2d\u5fc3\uff08Stevens Center for Innovation in Finance\uff09\u3002\u636e\u79f0\uff0c\u8fd9\u6240\u91d1\u878d\u521b\u65b0\u4e2d\u5fc3\u662f\u300c\u91d1\u878d\u79d1\u6280\u9886\u57df\u6559\u80b2\u7684\u9876\u7ea7\u673a\u6784\u300d\uff0c\u4e13\u95e8\u7814\u7a76\u8d37\u6b3e\u3001\u652f\u4ed8\u548c\u8d22\u5bcc\u7ba1\u7406\u7b49\u76f8\u5173\u5b66\u95ee\u3002<\/p>\n<p>\n\t\u5bbe\u5dde\u5927\u5b66\u53d1\u5c55\u4e0e\u6821\u53cb\u5173\u7cfb\u9ad8\u7ea7\u526f\u603b\u88c1John Zeller \u8868\u793a\uff0c\u65e0\u8bba\u91d1\u989d\u591a\u5be1\uff0c\u6821\u65b9\u901a\u5e38\u90fd\u4f1a\u5728\u6536\u5230\u6570\u5b57\u8d27\u5e01\u6350\u6b3e\u540e\u7acb\u5373\u5151\u73b0\u3002\u4ed6\u8868\u793a\uff0c\u300c\u4e00\u822c\u60c5\u51b5\u4e0b\uff0c\u6211\u4eec\u5728\u6536\u5230\u5b83\uff08\u6570\u5b57\u8d27\u5e01\uff09\u7684\u5f53\u4e0b\u5c31\u4f1a\u7acb\u5373\u5c06\u5176\u51fa\u552e\u300d\uff0c\u4ed6\u8865\u5145\u8bf4\uff0c\u5176\u5b9e\u6821\u65b9\u4e5f\u53ef\u4ee5\u9009\u62e9\u7ee7\u7eed\u6301\u6709\u3002<\/p>\n<p>\n\t\u636e\u62a5\u5bfc\uff0c\u8fd9\u662f\u5bbe\u5dde\u5927\u5b66\u8fc4\u4eca\u4e3a\u6b62\u6536\u5230\u6700\u5927\u7b14\u7684\u6570\u5b57\u8d27\u5e01\u6350\u6b3e\uff0c\u7531\u6570\u5b57\u8d27\u5e01\u6295\u8d44\u516c\u53f8New York Digital Investment Group\u7ecf\u624b\u3002\u4e00\u4f4d\u53d1\u8a00\u4eba\u5411\u5916\u5a92\u900f\u9732\uff0c\u6821\u65b9\u662f\u5728\u4eca\u5e74\u521d\u624d\u5f00\u59cb\u63a5\u53d7\u6570\u5b57\u8d27\u5e01\u6350\u6b3e\uff0c\u867d\u7136\u4e5f\u63a5\u53d7\u6bd4\u7279\u5e01\u4e4b\u5916\u7684\u5176\u4ed6\u6570\u5b57\u8d27\u5e01\uff0c\u4f46\u5b98\u7f51\u8d44\u6599\u663e\u793a\uff0c\u8fd9\u7c7b\u6350\u8d60\u6700\u4f4e\u603b\u91d1\u989d\u4e3a10,000\u7f8e\u5143\u3002<\/p>\n<p>\n\tJohn Zeller \u8868\u793a\uff0c\u5bbe\u5dde\u5927\u5b66\u5e76\u6ca1\u6709\u5c06\u6570\u5b57\u8d27\u5e01\u89c6\u4e3a\u6295\u8d44\u5de5\u5177\uff0c\u800c\u53ea\u662f\u4e00\u79cd\u65b0\u7684\u4ed8\u6b3e\u65b9\u5f0f\u3002\u81f3\u4e8e\u8be5\u5927\u5b66\u662f\u5426\u56e0\u8003\u91cf\u5230\u300c\u5e02\u573a\u6ce2\u52a8\u6027\u300d\u800c\u4e0d\u9009\u62e9\u6301\u6709\u6570\u5b57\u8d27\u5e01\uff0c\u81f3\u4eca\u4ecd\u4e0d\u5f97\u800c\u77e5\u3002<\/p>\n<p>\n\t\u534e\u987f\u5546\u5b66\u9662\u4e8e2019\u5e74\u63a8\u51fa\u7ebf\u4e0a\u8bfe\u7a0b\u300cFintech\uff1a\u91d1\u878d\u79d1\u6280\u7684\u57fa\u7840\u53ca\u5e94\u7528\u300d\uff0c\u6388\u8bfe\u53ca\u6848\u4f8b\u7814\u7a76\u5185\u5bb9\u5305\u542b\uff1a\u652f\u4ed8\u3001\u6570\u5b57\u8d27\u5e01\u3001\u533a\u5757\u94fe\u6280\u672f\u53ca\u4f17\u7b79\u7b49\u8bfe\u9898\u3002<\/p>\n<p>\n\t\u9664\u4e86\u5927\u5b66\u8bb2\u5e08\u4e4b\u5916\uff0c\u8be5\u8bfe\u7a0b\u8fd8\u9080\u6765\u4e1a\u754c\u4e13\u4e1a\u4eba\u58eb\u62c5\u4efb\u5ba2\u5ea7\u8bb2\u5e08\uff0c\u9635\u5bb9\u5305\u542b\uff1a\u884c\u52a8\u652f\u4ed8\u516c\u53f8Square\u3001P2P \u878d\u8d44\u5e73\u53f0CommonBond \u548c\u7f8e\u56fd\u6700\u5927\u57fa\u91d1\u7ba1\u7406\u516c\u53f8\u4e4b\u4e00\u7684\u9886\u822a\u6295\u8d44Vanguard\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u7f8e\u56fd\u524d\u603b\u7edf\u7279\u6717\u666e\u6bcd\u6821\u5bbe\u5dde\u5927\u5b66\uff08The University of Pennsylvania\uff09\u65e9\u524d\u83b7\u5f97\u6821\u53cb\u6350\u8d605&#8230;<\/p>\n","protected":false},"author":1,"featured_media":5985,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-4262","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"_links":{"self":[{"href":"https:\/\/www.dm-yq.com\/index.php?rest_route=\/wp\/v2\/posts\/4262","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.dm-yq.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.dm-yq.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.dm-yq.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.dm-yq.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4262"}],"version-history":[{"count":1,"href":"https:\/\/www.dm-yq.com\/index.php?rest_route=\/wp\/v2\/posts\/4262\/revisions"}],"predecessor-version":[{"id":5622,"href":"https:\/\/www.dm-yq.com\/index.php?rest_route=\/wp\/v2\/posts\/4262\/revisions\/5622"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.dm-yq.com\/index.php?rest_route=\/wp\/v2\/media\/5985"}],"wp:attachment":[{"href":"https:\/\/www.dm-yq.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4262"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.dm-yq.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4262"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.dm-yq.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4262"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}